Most homeowners insurance policies do not provide coverage for permanently installed equipment
like HVAC systems, boilers, radiators, and similar equipment. To cover the mechanical breakdown of systems such
as these, we offer Equipment Breakdown Insurance.
This coverage pays for mechanical breakdown, electrical system, and pressure equipment damage that results in direct physical damage to covered equipment that’s permanently attached to your home.
Equipment Breakdown Insurance is not the same as a Home Warranty, which may cover repair and replacement of appliances such as your cooking range, washing machine, dishwasher and refrigerator. Equipment Breakdown may include;
HVAC systems
Central Vacuum
Ventilation systems and fans
Furnaces, boilers, heat pumps, water heaters, solar heaters
Well pumps
Electrical power panels and backup generators
Pool and spa equipment
Home security systems
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